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How You Think of Credit Makes All the Difference
Across the world, thousands of people every year find themselves drowning in credit card debt. That’s a serious problem, and it is a bad kind of debt to be in. The interest rates are high, and it may...
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Credit Card Introductory Offers: Zero Interest on Purchases
Need to make a big purchase? Along with introductory zero interest balance transfers, you may be be able to take advantage of a 0% APR offer for credit cards. Follow along as we take a look at some...
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Dig Your Way Out of Credit Card Debt
If you’ve made getting out of credit card debt one of your New Year’s resolutions, but still haven’t made any inroads yet, don’t give up yet. It’s easy to become discouraged with your chances of...
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Which Credit Card Debt Repayment Strategy Fits You?
Enter “credit card debt repayment strategy” into a search engine, and you’ll find thousands of results that claim to have the best debt repayment plan. However, just as there are no two credit card...
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More Myths and Misconceptions About Credit Cards
As long as there’s plastic in our pockets, there will be myths and misconceptions about credit cards. From confusion about closing credit card accounts to the effect that they have on your credit,...
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Debt and Self-Development: How to Learn From Your Mistakes
No one sets out to rack up thousands of dollars in debt. For most of us, debt is the result of poor spending choices, bad habits, or, in many cases, circumstances beyond our control such as...
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Things to Avoid Charging to Your Credit Card
The ease of using a credit card makes it tempting to swipe plastic for even the most trivial expenses. However, unless your bank balance is growing at the same rate you’re charging purchases on your...
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Avoiding Credit Card Fees
For most people, using credit cards has become a way of life. Whether you have one card you use occasionally, or several you use on a regular basis, you may find that using a credit card is easy and...
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Are You Ruining Your Credit With Your Credit Card?
Your credit rating and your credit card are yoked together irreversibly. Use your credit card wisely, and your credit rating may soar. Abuse the privilege of having a credit card, and you may wreck...
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How to use your credit cards effectively: 6 tips
It goes without saying that credit cards are useful for monetary transactions in this cashless society. Credit cards meet the needs of different people in different ways. It is thus important to choose...
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